The Online SBI Net Banking Login service allows eligible State Bank of India retail customers to access their accounts, view balances, download statements, transfer funds, manage beneficiaries and use selected banking services online.
SBI has upgraded its retail Internet Banking experience to YONO Net Banking. Customers can begin from the official OnlineSBI gateway, which directs Personal Banking users to the current YONO Net Banking login and registration system.
Personal and Corporate Banking use separate portals. Individual retail customers should select Personal Banking, while businesses, firms and organisations should use YONO Business or the applicable Corporate Internet Banking service.
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| SBI customers can use YONO Net Banking to view accounts, transfer funds and access eligible online banking services. |
Table of Contents
- Online SBI Net Banking: Quick Information
- What Is Online SBI Net Banking?
- What Is YONO Net Banking?
- Personal Banking vs Corporate Banking
- Current Official SBI Net Banking Links
- Requirements Before Login
- How to Login to SBI Personal Net Banking
- First Login with Temporary Credentials
- New User Registration and Activation
- Registration with a Pre-Printed Kit
- Online Self-Registration without a PPK
- Activation with SBI Debit Card
- Registration without a Debit Card
- Username and Login Password Rules
- What Is the SBI Profile Password?
- How to Recover a Forgotten Username
- How to Reset the Login Password
- How to Reset the Profile Password
- Lock and Unlock Internet Banking Access
- Check Balance and Download Statement
- Fund Transfer and Beneficiary Services
- Other Services Available after Login
- Online SBI vs YONO SBI App
- Common Login Problems and Solutions
- How to Identify a Fake SBI Login Page
- What to Do If Credentials Are Compromised
- Safe Net Banking Checklist
- Official SBI Assistance
- Frequently Asked Questions
- Official Sources
- Final Summary
Online SBI Net Banking: Quick Information
| Service | SBI Retail Internet Banking |
|---|---|
| Current retail platform | YONO Net Banking |
| Official gateway | onlinesbi.sbi.bank.in |
| Current Personal Banking login | yonoretail.sbi.bank.in |
| Corporate and Business Banking | yonobusiness.sbi.bank.in |
| Login details | Username, login password, CAPTCHA and additional authentication where requested |
| New users | New User Registration or Activation |
| PPK users | Use the temporary username and password supplied in the Pre-Printed Kit |
| Password length | Minimum 8 and maximum 20 characters, including letters, numbers and a special character |
| Password recovery | Forgot Username or Login Password option on the official login page |
| Emergency security option | Lock and Unlock User Access |
What Is Online SBI Net Banking?
Online SBI is State Bank of India’s official Internet Banking service for eligible customers.
It allows registered retail customers to use selected banking services through a secure web browser without visiting a branch for every request.
Depending on the account, access rights and current portal configuration, customers may be able to:
- View account balances
- Review recent transactions
- Download account statements
- Transfer money between accounts
- Add and manage beneficiaries
- Use NEFT, RTGS, IMPS and other supported transfer services
- Open or manage eligible deposits
- Request a cheque book
- Manage selected debit-card services
- Pay bills through supported services
- Register or review nominations
- Update selected profile information
- Submit eligible service requests
The exact services shown depend on the customer’s account type, transaction rights, Internet Banking access level and current SBI system.
What Is YONO Net Banking?
YONO Net Banking is SBI’s upgraded retail Internet Banking platform.
Customers may still search for terms such as Online SBI, OnlineSBI login or SBI Net Banking. However, the current official OnlineSBI gateway can direct Personal Banking customers to the YONO Net Banking login and registration interface.
This migration does not require customers to create an account on an unrelated website. Existing authorised SBI Internet Banking credentials remain part of the official SBI banking system, subject to the verification displayed by the current portal.
SBI Personal Banking vs Corporate Banking
| Point | Personal Banking | Corporate or Business Banking |
|---|---|---|
| Main users | Individual retail customers | Companies, firms, institutions and eligible business customers |
| Current portal | YONO Net Banking | YONO Business or applicable Corporate Internet Banking |
| Login address | yonoretail.sbi.bank.in | yonobusiness.sbi.bank.in |
| Credentials | Retail Internet Banking credentials | Credentials and Corporate ID applicable to the business profile |
Do not enter retail Personal Banking credentials into an unrelated Corporate Banking screen.
Current Official SBI Net Banking Links
OnlineSBI Gateway
https://onlinesbi.sbi.bank.in/
YONO Net Banking for Retail Customers
https://yonoretail.sbi.bank.in/
YONO Business
https://yonobusiness.sbi.bank.in/
For a wider list of verified portals, read: SBI Official Websites List .
Requirements Before SBI Net Banking Login
Keep the following ready:
- An active SBI retail Internet Banking username
- The current login password
- The mobile number registered with SBI
- Access to OTP messages where additional authentication is required
- A secure and updated web browser
- A trusted internet connection
- Device security and updated antivirus protection where applicable
The Internet Banking username is not automatically the same as:
- SBI account number
- CIF number
- Debit-card number
- YONO MPIN
- UPI ID
- UPI PIN
- ATM PIN
Do not attempt to login by entering the account number into the username field unless the official SBI registration process specifically displays such an instruction.
How to Login to SBI Personal Net Banking
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| Enter the authorised username, login password and CAPTCHA, then complete any additional authentication requested by SBI. |
- Open the official OnlineSBI gateway .
- Select Login under Personal Banking.
- Confirm that the page opens within an official SBI domain.
- Read the security notice displayed before login.
- Select Continue to Login where that screen is displayed.
- Enter the authorised Internet Banking username.
- Enter the current login password.
- Enter the CAPTCHA shown on the screen.
- Select Login or the corresponding submit button.
- Complete OTP, SBI Authenticator or another additional authentication step when requested.
- Review the customer dashboard and last-login information.
Username and password are case-sensitive. Capital and small letters must be entered exactly as configured.
Do not repeatedly enter random passwords. Use the official recovery option when the correct password is not known.
First Login with Temporary Username and Password
A customer receiving temporary or default credentials must change them during the first login.
The general first-login process is:
- Open the official SBI Net Banking login page.
- Enter the temporary username and password supplied by SBI.
- Complete CAPTCHA and login verification.
- Create the permanent username where the system requests it.
- Create a new login password that follows the displayed rules.
- Re-enter the password for confirmation.
- Create a Profile Password when requested.
- Select a Profile Password hint question and enter an answer.
- Complete the remaining personal or account verification displayed.
- Login again using the new permanent credentials.
The temporary credentials supplied by SBI are intended for first-time activation and may be valid only for the initial setup.
The permanent username generally cannot be changed by the customer after it is created. When a username change is unavoidable, branch-supported re-registration may be required.
SBI Net Banking New User Registration and Activation
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| Choose the correct registration method using a Pre-Printed Kit, eligible debit-card verification or SBI branch assistance. |
The official gateway provides a New User Registration / Activation facility for eligible retail customers.
The registration page may provide options such as:
- New User Registration
- Activation of Username
- Registration using temporary credentials
- Existing Pre-Printed Kit activation
Choose the option matching the credentials and instructions supplied by SBI.
Customers who already received a Pre-Printed Kit should not create a second self-registration through the New User Registration route. They should use the username and password supplied in the kit.
SBI Net Banking Registration with a Pre-Printed Kit
A Pre-Printed Kit, commonly referred to as a PPK, contains temporary Internet Banking credentials issued through an SBI branch.
The general process is:
- Open the official SBI Personal Banking login page.
- Enter the temporary username supplied in the PPK.
- Enter the temporary password exactly as printed or provided.
- Complete CAPTCHA and login.
- Change the temporary username where the system requires it.
- Create a permanent login password.
- Set the Profile Password and hint question.
- Complete the first-login setup.
The temporary username and password are case-sensitive. Characters such as uppercase letters, lowercase letters and numbers must be entered carefully.
Do not share a photograph or copy of the PPK with another person.
Online SBI Self-Registration without a Pre-Printed Kit
Eligible retail customers can use the New User Registration process instead of collecting a PPK.
The exact fields can change. The system may request information such as:
- Account number
- CIF number
- Branch code
- Country
- Mobile number registered with SBI
- Required Internet Banking facility
- CAPTCHA
- OTP verification
The general process is:
- Open the official OnlineSBI gateway.
- Select New User Registration or Activation.
- Confirm that a PPK has not already been issued for the same registration.
- Select New User Registration.
- Enter the account and customer information requested.
- Enter the mobile number registered with SBI.
- Complete CAPTCHA and submit.
- Enter the OTP received on the registered mobile number.
- Choose the activation method displayed by the official system.
- Complete debit-card validation or branch-supported activation as applicable.
- Create the temporary or permanent login credentials displayed.
- Complete first-login setup.
Do not create multiple registration requests when the first request is pending or when temporary credentials have already been generated.
Activate SBI Net Banking with a Debit Card
SBI’s self-registration process allows eligible customers with an SBI debit card to activate Internet Banking without visiting the branch.
Where debit-card activation is displayed:
- Complete the initial account, mobile and OTP verification.
- Select the debit-card activation option.
- Enter only the card information requested by the official SBI screen.
- Complete the authorised card verification.
- Select the required Internet Banking access level where displayed.
- Create the temporary username and password or other credentials requested.
- Complete the first-login process.
Do not enter debit-card details into a page opened from an unknown email, advertisement, SMS or messaging application.
SBI Net Banking Registration without a Debit Card
A customer without an eligible SBI debit card may complete the initial online registration, but branch assistance can be required for activation.
The general process is:
- Start New User Registration through the official SBI gateway.
- Enter the account and registered-mobile details requested.
- Complete OTP verification.
- Select the option indicating that an ATM or debit card is not available.
- Generate or download the registration reference or form where provided.
- Visit the applicable SBI branch with the required identity and account information.
- Request activation of the Internet Banking facility.
- Follow the credentials and first-login instructions issued by SBI.
Do not pay an unofficial agent for Internet Banking activation.
SBI Net Banking Username and Password Rules
Username
During first-time setup, the official system may allow the customer to create an alphanumeric username of up to 20 characters.
Choose a username that can be remembered but is not easily guessed from public personal information.
After a permanent username is created, it generally cannot be directly changed by the customer. Branch-supported re-registration may be required.
Login Password
The official SBI guidance states that the login password should:
- Contain at least 8 characters
- Contain no more than 20 characters
- Use letters and numbers
- Include at least one special character
- Be different from the Profile Password
Avoid using:
- Name
- Date of birth
- Mobile number
- Account number
- Vehicle number
- Simple dictionary words
- Common patterns such as Password@123
What Is the SBI Internet Banking Profile Password?
The Profile Password provides an additional layer of protection for selected profile and high-security Internet Banking services.
It is different from the login password.
| Credential | Main purpose |
|---|---|
| Login Password | Login to SBI Internet Banking with the username |
| Profile Password | Authorise selected profile, beneficiary and high-security services |
| YONO MPIN | Convenient login to the registered YONO SBI mobile application |
| ATM PIN | Debit-card and ATM transactions |
| UPI PIN | Authorise UPI transactions for a linked account |
The Profile Password should be set during the first login and should be different from the login password.
Customers should carefully select and remember the hint question and answer used for Profile Password recovery.
How to Recover a Forgotten SBI Net Banking Username
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| Recover the username, login password or Profile Password only through SBI-approved verification methods. |
The current official login page provides a Forgot Username / Login Password option.
The general username-recovery process is:
- Open the official SBI Personal Banking login page.
- Select Forgot Username or Login Password.
- Select the option for recovering the username.
- Enter the customer and account information requested.
- Enter the registered mobile number and date-related verification where displayed.
- Complete CAPTCHA.
- Complete OTP or other verification requested by SBI.
- Review the username-recovery confirmation.
The exact recovery fields may change. Use only the current official screen.
Do not create a second Net Banking profile simply because the original username was forgotten.
How to Reset the SBI Net Banking Login Password
Select Forgot Username / Login Password on the official login page and choose Forgot My Login Password.
The official recovery process may request:
- Internet Banking username
- SBI account number
- Country
- Mobile number registered with Internet Banking
- Date of birth
- CAPTCHA
- OTP sent to the registered mobile number
After verification, SBI may provide these password-reset options:
- Using SBI ATM or debit-card details
- Using the Profile Password
- Reset with branch assistance
Reset Using Debit-Card Verification
- Select the ATM or debit-card reset method.
- Enter only the details requested by the official SBI page.
- Complete OTP or card verification.
- Create a new login password.
- Re-enter it for confirmation.
Reset Using Profile Password
- Select the Profile Password method.
- Enter the current Profile Password.
- Complete the verification displayed.
- Create and confirm a new login password.
Reset with Branch Assistance
Choose branch assistance when digital verification cannot be completed. Follow the form, reference number and branch instructions displayed by the official system.
Never reset a banking password through a link sent by an unknown caller or message.
How to Reset the SBI Profile Password
After logging in, the Profile Password recovery option may be available under:
My Accounts & Profile → Profile → My Profile → Forgot Profile Password
Officially listed recovery methods include:
- Using the Hint Question and Answer
- Approval through an SBI ATM debit card
- Visiting the branch
Using Hint Question and Answer
- Open Forgot Profile Password.
- Select the hint-question recovery method.
- Select the original hint question.
- Enter the answer exactly as set earlier.
- Create and confirm a new Profile Password.
Using Debit-Card Approval
Select the ATM debit-card option and complete the current card and OTP verification displayed by SBI.
Branch Assistance
Use the branch option when the hint answer is not known and debit-card verification cannot be completed.
How to Lock or Unlock SBI Internet Banking Access
The official OnlineSBI gateway provides a Lock & Unlock User facility for retail Internet Banking.
When to Lock Access
Lock Internet Banking immediately when:
- The username or password may have been disclosed
- A phishing page was used
- An unknown person accessed the account
- An unauthorised transaction is suspected
- A remote-access operator saw the login screen
- The registered phone or computer is compromised
General Lock Process
- Open the official OnlineSBI gateway.
- Select Lock and Unlock User.
- Select Lock User Access.
- Enter the Internet Banking username.
- Enter the account number.
- Complete CAPTCHA and the verification displayed.
- Review the treatment of scheduled instructions shown by the current form.
- Confirm the lock request.
Unlock Access
Select Unlock User Access where the current official page provides it and complete the required customer verification.
When online unlocking cannot be completed, use the Forgot Login Password process or contact SBI through an official support channel.
Do not continue guessing the password after access has been restricted.
How to Check Balance and Download an Account Statement
Check Account Balance
- Login to SBI Net Banking.
- Open My Accounts, Account Summary or the corresponding dashboard section.
- Select the required account.
- View the available balance.
Download Account Statement
- Open My Accounts and Profile.
- Select Account Statement.
- Select the required account.
- Choose the date range or number of transactions.
- Select the display or download format available.
- Submit and save the statement securely.
Do not publicly share a statement containing the account number, balance, transaction references or personal information.
For all available balance-enquiry options, read: SBI Balance Check Guide .
SBI Net Banking Fund Transfer and Beneficiary Services
Customers with transaction rights may use eligible fund-transfer services available in the portal.
Depending on the account and current system, options may include:
- Transfer between own SBI accounts
- Transfer to another SBI account
- NEFT
- RTGS
- IMPS
- Scheduled transfers
- Standing instructions
- Bill payments
Add a Beneficiary
The general process is:
- Login to SBI Net Banking.
- Open Profile or the beneficiary-management section.
- Select Add or Manage Beneficiary.
- Enter the beneficiary details carefully.
- Set the required transfer limit where displayed.
- Authenticate using the Profile Password.
- Complete OTP or other verification.
- Wait until the beneficiary becomes active.
New beneficiaries may have a cooling period or temporary transaction restrictions. Follow the current limits displayed by SBI.
Always verify the beneficiary name, account number, IFSC and transfer amount before confirming payment.
Other Services Available through SBI Net Banking
Depending on eligibility, customers may find services such as:
- Cheque-book request
- Stop-cheque request
- Nomination registration, viewing or cancellation
- Fixed and recurring deposits
- Tax and bill payments
- Debit-card services
- ATM PIN generation
- Card blocking
- Standing instructions
- Beneficiary management
- Profile and email-related updates
- Online complaints
- Unauthorised-transaction reporting
Some options require transaction rights, a Profile Password, OTP, debit-card verification or branch approval.
For debit-card PIN guidance, read: SBI ATM PIN Generation Guide .
Online SBI Net Banking vs YONO SBI App
| Point | YONO Net Banking | YONO SBI App |
|---|---|---|
| Access | Supported web browser | Official Android or iPhone application |
| Login | Username and login password with additional verification | MPIN or authorised Internet Banking credentials |
| Main advantage | Browser-based access to banking and service-request functions | Convenient mobile banking, UPI and YONO services |
| Availability | Services can differ according to account eligibility, registration and SBI’s current configuration | |
YONO Net Banking and the YONO SBI application are both SBI services, but their screens and available functions may differ.
For the complete mobile-app guide, read: YONO SBI App Guide .
Common SBI Net Banking Login Problems and Solutions
| Problem | What to check |
|---|---|
| Old login page redirects to YONO Net Banking | Confirm that the destination is yonoretail.sbi.bank.in and continue only on the official SBI domain. |
| Invalid username and password | Check uppercase and lowercase characters and confirm that the login password, not the Profile Password, is being used. |
| Temporary credentials do not work | Enter them exactly as supplied and confirm whether first-time activation has already been completed. |
| CAPTCHA is unclear | Refresh the CAPTCHA or select the audio option where available. |
| OTP not received | Check the registered mobile number, network signal and blocked SMS messages. |
| User access locked | Stop repeated attempts and use Forgot Login Password, Lock and Unlock User or official SBI assistance. |
| Account is visible but transfer is unavailable | The account may have View Only access instead of transaction rights. |
| Beneficiary cannot receive the full amount | Check activation status, cooling period and the current beneficiary limit displayed by SBI. |
| Profile Password rejected | Use Forgot Profile Password and complete hint-question, debit-card or branch verification. |
| Portal is slow or does not load | Refresh the official page, clear browser cache, try an updated browser and check the internet connection. |
How to Identify a Fake Online SBI Login Page
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| Use only official SBI websites, protect login credentials and lock Internet Banking access immediately if fraud is suspected. |
Check the Complete Domain
Current official addresses include:
- onlinesbi.sbi.bank.in
- yonoretail.sbi.bank.in
- yonobusiness.sbi.bank.in
- sbi.bank.in
A fraudulent address may include SBI words but end in an unrelated domain.
Examples of suspicious structures include:
- sbi-login-example.com
- onlinesbi.secure-example.net
- sbi.bank.in.fake-site.com
- yono-update-example.org
A Padlock Alone Is Not Enough
A fraudulent website can also use HTTPS. Verify the full domain and not only the padlock symbol.
Watch for Urgent Messages
Do not trust messages claiming:
- Internet Banking will be blocked immediately
- KYC must be completed through a short link
- A refund or reward is waiting
- An SBI employee needs the OTP
- The customer must install a remote-access application
SBI Will Not Ask for Confidential Credentials
Never disclose:
- Internet Banking username
- Login Password
- Profile Password
- OTP
- ATM PIN
- UPI PIN
- YONO MPIN
- Card CVV
What to Do If SBI Net Banking Credentials Are Compromised
If the Username or Password Was Entered on a Fake Page
- Open the official OnlineSBI gateway manually.
- Use Lock and Unlock User to lock Internet Banking access.
- Reset the login password through the official recovery option.
- Review recent account transactions.
- Report any unauthorised transaction immediately.
If an OTP Was Shared
- Do not approve any further request
- Lock Internet Banking access
- Contact SBI immediately
- Review accounts, beneficiaries and scheduled transactions
- Change compromised passwords through official services
If Remote-Access Software Was Installed
- Disconnect the device from the internet
- Remove the remote-access application
- Run a trusted security scan
- Use another secure device to change banking credentials
- Contact SBI and review recent transactions
Report an Unauthorised Transaction
Use the Register Complaint of Unauthorized Transaction option available through the official OnlineSBI gateway or SBI customer-care system.
Do not wait for another transaction to occur.
Safe SBI Net Banking Checklist
- Type the official SBI address manually or use a trusted bookmark.
- Check the complete domain before login.
- Use an updated browser and operating system.
- Avoid public or shared computers.
- Do not use public Wi-Fi for sensitive banking.
- Never share the username, password or OTP.
- Keep the Login Password and Profile Password different.
- Do not save passwords in an unknown browser.
- Use the virtual keyboard where useful and available.
- Review the last-login information after signing in.
- Logout after completing banking work.
- Close the browser after logout.
- Lock Internet Banking immediately when credentials may be compromised.
- Never install software at the request of an unknown caller.
Official SBI Assistance
Current SBI Contact Centre numbers include:
- 1800 1234
- 1800 2100
- 1800 11 2211
- 1800 425 3800
- 080-26599990
Official Contact Centre:
Internet Banking complaints may also be submitted through the Customer Care option available on the official OnlineSBI gateway.
When reporting a technical issue, provide:
- Customer or account category
- Date and approximate time of the error
- Browser and operating system
- Exact error message
- A screenshot with usernames, account numbers and confidential details hidden
Never disclose the password, Profile Password, OTP, ATM PIN, UPI PIN or complete card details to support staff.
Frequently Asked Questions
What is the current official Online SBI website?
Start from https://onlinesbi.sbi.bank.in/.
Why does OnlineSBI open YONO Net Banking?
SBI has upgraded its retail Internet Banking platform. The official gateway currently routes Personal Banking customers to YONO Net Banking.
What is the current Personal Banking login address?
The current official retail platform is available through https://yonoretail.sbi.bank.in/.
What is the official SBI Corporate Banking website?
Eligible business and corporate users should use https://yonobusiness.sbi.bank.in/ or the official corporate route assigned by SBI.
What is required for SBI Net Banking login?
A registered username, current login password, CAPTCHA and additional authentication where requested.
Are SBI username and password case-sensitive?
Yes. Uppercase and lowercase letters are treated differently.
How can I register for SBI Net Banking?
Select New User Registration or Activation on the official gateway and complete account, registered-mobile, OTP and activation verification.
Should a PPK user select New User Registration?
No. A customer who already received a Pre-Printed Kit should use the temporary username and password provided in the kit.
Can I activate SBI Net Banking using a debit card?
Eligible customers can complete self-activation through SBI debit-card verification when the option is displayed.
Can I register without a debit card?
Yes, but branch assistance may be required after the initial online registration.
What is the minimum SBI login-password length?
The official guidance requires a minimum of 8 and a maximum of 20 characters, including letters, numbers and a special character.
Can I change my SBI Net Banking username?
The permanent username generally cannot be changed by the customer. Branch-supported re-registration may be required.
How can I recover a forgotten username?
Use the Forgot Username option available through the official Personal Banking login page.
How can I reset a forgotten login password?
Select Forgot Username or Login Password, complete customer and OTP verification, and choose debit-card, Profile Password or branch-assisted recovery where displayed.
What is a Profile Password?
It is a separate password used to protect selected profile, beneficiary and high-security Internet Banking services.
Is the Profile Password the same as the login password?
No. They must be treated as separate credentials.
How can I reset the Profile Password?
Use the hint question and answer, SBI debit-card verification or branch assistance through the Forgot Profile Password option.
Why is my user access locked?
Repeated incorrect login attempts or a security restriction may lock access. Stop guessing and use the official password-recovery or Lock and Unlock User service.
Can I lock SBI Net Banking myself?
Yes. The official gateway provides a Lock and Unlock User option for retail customers.
Can I download my SBI account statement online?
Yes. Login and open the account-statement service under My Accounts and Profile or the equivalent current menu.
Why can I view my account but not transfer money?
The account may have View Only access. Transaction rights may need to be enabled through the available service or SBI branch.
Is YONO Net Banking the same as the YONO SBI app?
No. YONO Net Banking is browser-based. YONO SBI is the mobile application, although both are part of SBI’s digital-banking ecosystem.
Does SBI ask for an OTP through a phone call?
No. Never disclose an OTP, login password, Profile Password, ATM PIN, UPI PIN or card CVV to a caller.
What should I do after using a fake SBI login page?
Lock Internet Banking access, reset the password through the official SBI portal, review transactions and report unauthorised activity immediately.
Official Sources Checked
- Official OnlineSBI Gateway
- YONO Net Banking
- YONO Business
- SBI Internet Banking Information
- SBI Retail Internet Banking FAQs
- SBI Password Guidance
- SBI Contact Centre
Final Summary
The official SBI Internet Banking gateway is onlinesbi.sbi.bank.in. Personal Banking customers are currently directed to the upgraded YONO Net Banking platform at yonoretail.sbi.bank.in.
Use the authorised username and login password, complete CAPTCHA and follow any additional verification displayed by SBI.
New retail customers can use New User Registration or Activation. Customers with a Pre-Printed Kit should login with the temporary credentials supplied by SBI instead of creating another registration.
Eligible debit-cardholders may activate Internet Banking online. Customers without an eligible card may need branch assistance after completing the initial registration.
Use the official Forgot Username or Login Password option for recovery. Keep the Login Password, Profile Password, YONO MPIN, ATM PIN and UPI PIN separate.
Lock Internet Banking immediately when credentials may have been exposed, and never share passwords, OTPs, PINs or card details with anyone.