The SBI Account Statement Download facility allows State Bank of India customers to view, save, print or receive a record of transactions completed through an eligible bank account.
Customers can access an SBI account statement through YONO SBI, YONO Net Banking, SBI Quick SMS, SBI WhatsApp Banking, the official Contact Centre, periodic e-Statement service or an SBI branch.
The appropriate method depends on the account type, required statement period, registered mobile number, registered email address and availability of YONO or Internet Banking access.
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| Download or receive an SBI account statement through YONO, Net Banking, SMS, WhatsApp, Contact Centre, email or branch services. |
Table of Contents
- SBI Account Statement: Quick Information
- What Is an SBI Account Statement?
- Statement vs Mini Statement vs Passbook
- Available Statement Download Methods
- Download SBI Statement through YONO
- Download Statement through SBI Net Banking
- Select the Correct Statement Period
- PDF, Excel, Print and View Options
- Six-Month Statement through SBI Quick SMS
- Register for SBI Quick
- SBI e-Statement SMS Format
- SBI Statement PDF Password
- Statement through SBI WhatsApp Banking
- Statement through SBI Contact Centre
- Monthly or Quarterly SBI e-Statement
- Update Registered Email Address
- Statements for Different Account Types
- How to Read an SBI Account Statement
- Understanding Transaction Narration
- Opening, Closing and Available Balance
- When a Branch-Stamped Statement Is Required
- How to Obtain an Older SBI Statement
- Missing or Incorrect Transaction Entry
- Common Statement Problems and Solutions
- Account Statement Security Tips
- Official SBI Assistance
- Frequently Asked Questions
- Official Sources
- Final Summary
SBI Account Statement Download: Quick Information
| Method | Access or request | Main requirement |
|---|---|---|
| YONO SBI | Account, transaction or statement section | Registered YONO access |
| SBI Net Banking | My Accounts & Profile → Account Statement | Valid Internet Banking credentials |
| SBI Quick SMS | ESTMT AccountNumber 4DigitCode to +91 72089 33145 | Registered mobile and registered email |
| WhatsApp Banking | Send Hi to +91 90226 90226 | OTP-authenticated WhatsApp access |
| Contact Centre | Call 1800 1234 and select Account Statement | Email registered with SBI |
| Periodic e-Statement | Monthly or quarterly email statement | Correct registered email address |
| SBI Branch | Printed or certified statement request | Customer and account verification |
What Is an SBI Account Statement?
An SBI account statement is a chronological record of transactions posted to an eligible State Bank of India account during a selected period.
A statement may contain:
- Account holder information
- Masked or complete account number, depending on the format
- Branch information
- Statement start and end dates
- Transaction date
- Value date
- Transaction narration or description
- Reference or cheque number
- Debit amount
- Credit amount
- Running or closing balance
The exact fields depend on the account type, download format and SBI channel used.
Customers should review their statements regularly to detect unexpected debits, duplicate charges, failed reversals, unrecognised transfers or incorrect account entries.
SBI Statement vs Mini Statement vs Passbook
| Document | Information provided | Best use |
|---|---|---|
| Account Statement | Transactions for a selected date range, month, financial year or available period | Detailed review, records, accounting and document submission |
| Mini Statement | A limited number of recent transactions | Quick transaction check |
| Passbook | Transactions physically printed or updated in the account passbook | Offline transaction record |
| Balance Enquiry | Current or available balance only | Immediate balance check |
For balance and mini-statement methods, read: SBI Balance Check Guide .
Ways to Download or Receive an SBI Account Statement
- YONO SBI mobile application
- SBI YONO Net Banking
- SBI Quick SMS e-Statement
- SBI WhatsApp Banking
- SBI Contact Centre
- Monthly or quarterly email e-Statement
- SBI branch or passbook facility
Use YONO or Net Banking when a custom date range is required. SBI Quick is useful for a six-month Savings Bank statement sent to the registered email address.
WhatsApp Banking and Contact Centre can be useful when the customer wants the statement delivered without navigating the full Net Banking portal.
How to Download SBI Account Statement through YONO
The exact YONO menu labels may change after an application update. Follow the account, transaction or statement options displayed in the current official version.
- Open the official YONO SBI application.
- Login using the authorised MPIN or Internet Banking credentials.
- Open Accounts, My Accounts or the corresponding banking dashboard.
- Select the required SBI account.
- Open Transactions, Account Activity or Statement.
- Select the required transaction or statement period where available.
- Review the transactions displayed.
- Select Download, Share, Email or the corresponding option when shown.
- Save the document in a secure folder.
When YONO shows recent transactions but does not display the required long date range, use YONO Net Banking or another official statement method.
Do not take or publicly share screenshots showing the complete account number, available balance or transaction references.
For the complete application guide, read: YONO SBI App Guide .
How to Download SBI Statement through Net Banking
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| Login to YONO Net Banking, select the account and statement period, and download the statement in an available format. |
Start from the official SBI Internet Banking gateway:
https://onlinesbi.sbi.bank.in/
The official gateway may direct Personal Banking customers to the current YONO Net Banking interface.
- Open the official SBI Net Banking website.
- Select Personal Banking Login.
- Enter the authorised username and login password.
- Complete CAPTCHA and additional authentication where requested.
- Open My Accounts & Profile or the corresponding account section.
- Select Account Statement.
- Select the required SBI account.
- Choose the statement period.
- Select the viewing or download option.
- Select Go, Submit or the corresponding button.
- Review the statement before saving it.
Depending on the current screen, the statement-period options may include:
- By date
- By month
- Last six months
- Financial year
- Number of transactions
For login, registration and password help, read: Online SBI Net Banking Login Guide .
How to Select the Correct Statement Period
By Date
Use the start-date and end-date fields when a statement is required for a specific period.
Examples include:
- One week
- One month
- Three months
- Six months
- A financial quarter
- A custom application period
By Month
Select a month and year when a complete calendar-month statement is required.
Last Six Months
Use this option for an immediate six-month statement where displayed.
Financial Year
Select the relevant financial year when reviewing transactions for accounting or tax-related records.
Number of Transactions
Some screens may allow a customer to display a selected number of recent transactions rather than a complete date range.
Review the first and last transaction dates after downloading to confirm that the statement covers the full required period.
SBI Statement PDF, Excel, Print and View Options
The options displayed can depend on the current SBI portal and account type.
Available choices may include:
- View on screen
- Print the statement
- Download as PDF
- Download as Excel or spreadsheet format
- Save for offline use
PDF Format
PDF is suitable when the document layout must be preserved or shared as a non-editable-looking record.
Excel or Spreadsheet Format
Spreadsheet format can be useful for sorting transactions, preparing accounts or analysing debit and credit entries.
Do not modify a statement and represent it as an original bank document.
Print Option
Print only on a secure personal printer. Collect every printed page and do not leave account information unattended.
SBI Quick Six-Month Account Statement by SMS
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| Send the ESTMT request from the registered mobile number to receive a password-protected six-month statement by email. |
SBI Quick allows eligible customers to request the last six months of a Savings Bank account statement through SMS.
The statement is:
- Sent to the email address registered with SBI
- Delivered as a password-protected PDF attachment
- Protected by a 4-digit code selected by the customer
- Intended for the Savings Bank account specified in the SMS
The SMS must be sent from the mobile number registered with the account.
How to Register for SBI Quick
Before using SBI Quick services, complete the one-time registration from the mobile number recorded for the account.
Send:
REG AccountNumber
to:
+91 72089 33148
Example Registration Format
REG 12345678901
Replace the sample number with your own SBI account number.
A confirmation SMS will state whether SBI Quick registration was successful.
SBI e-Statement SMS Format
Send the SMS in this format:
ESTMT AccountNumber 4DigitCode
Send it to:
+91 72089 33145
Example SMS
ESTMT 12345678901 2580
In this example:
- 12345678901 is the sample account number.
- 2580 is the sample 4-digit PDF password selected by the customer.
Do not use the example account number. Enter your own Savings Bank account number and any 4-digit code that you can remember securely.
After successful processing, check the email address registered with SBI for the statement PDF.
What Is the SBI Account Statement PDF Password?
SBI Quick SMS Statement
For an SBI Quick ESTMT request, the PDF password is the same 4-digit code entered at the end of the SMS.
For example, when the message ends with 2580, use 2580 to open the statement attachment.
WhatsApp or Other Email Statements
The password format may differ according to the service used. Read the accompanying SBI message or email carefully.
Do not assume that every SBI statement uses the date of birth, account number or mobile number as its password.
Forgot the SBI Quick PDF Code
When the selected 4-digit code is forgotten, submit a fresh ESTMT request using a new code.
Do not forward an unprotected statement to an unknown person merely to obtain help opening it.
PDF Still Does Not Open
- Enter only the four digits used in the SMS
- Do not add spaces before or after the code
- Download the attachment again
- Use an updated PDF reader
- Confirm that the attachment belongs to the latest statement request
Download SBI Account Statement through WhatsApp Banking
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| Request an SBI account statement through authenticated WhatsApp Banking or the official Contact Centre and receive it securely. |
The official SBI WhatsApp Banking number is:
+91 90226 90226
The general process is:
- Save +91 90226 90226 in the phone contacts.
- Open WhatsApp using the mobile number registered with SBI.
- Verify that the SBI profile shows the official verified-business badge.
- Send Hi or Hi SBI.
- Complete the OTP authentication requested by SBI.
- Open Banking Services.
- Select Account Statement or the corresponding option.
- Select the eligible account where requested.
- Follow the statement-period options displayed.
- Download the PDF supplied through the official chat.
SBI WhatsApp Banking currently lists statement services for eligible deposit and loan accounts.
The exact options depend on the accounts linked with the customer’s CIF and the services currently enabled.
Request SBI Account Statement through Contact Centre
Use the official SBI Contact Centre number:
1800 1234
The current general IVR process is:
- Call 1800 1234.
- Select the preferred language.
- Press 1 for Account Balance and Statement.
- Complete the account verification requested by the IVR.
- Listen to the balance announcement.
- Press 2 for Account Statement.
- Wait for confirmation.
- Check the email address registered with SBI.
The statement will be sent to the email address currently recorded by the Bank.
IVR options can change. Listen to the complete current menu before selecting a service.
Monthly or Quarterly SBI e-Statement
SBI provides a periodic e-Statement facility that can deliver a summarised record of account transactions monthly or quarterly.
Benefits include:
- Automatic delivery to the registered email address
- No need to request each statement manually
- Regular transaction tracking
- Ability to download and save the document
- Ability to print the statement when required
SBI states that its periodic e-Statement service is provided free of cost.
Registration or management options may be available through Internet Banking or an SBI branch, depending on the customer profile and current service configuration.
How to Update the Email Address for SBI e-Statement
SBI’s e-Statement guidance allows Internet Banking customers to update the registered email address through the Profile section.
The general process is:
- Login to the official SBI Net Banking portal.
- Open My Accounts & Profile.
- Open Profile or My Profile.
- Select the available email-address update option.
- Enter the correct email address.
- Complete Profile Password, OTP or other authentication where requested.
- Confirm the update.
Menu names and verification steps can change. Follow the current official screen.
Email Update Option Is Missing
Contact the SBI branch or use the authorised customer-profile update method displayed by SBI.
Statement Is Going to an Old Email Address
Update the address before submitting another statement request. Confirm that the new address is reflected in SBI records.
Email Address Is Correct but Statement Is Missing
- Check Spam, Junk and Promotions folders
- Search the mailbox for SBI
- Confirm sufficient mailbox storage
- Check whether the SMS request was accepted
- Wait for normal processing
- Submit a fresh request if necessary
Statements for Different SBI Account Types
Savings Bank Account
Savings-account statements can generally be accessed through YONO, Net Banking, WhatsApp, SBI Quick, Contact Centre or branch channels.
SBI Quick ESTMT specifically provides a last-six-month Savings Bank account statement.
Current Account
Eligible current-account customers may use the applicable retail or business Internet Banking system, WhatsApp Banking or branch facility.
Loan Account
Loan-account statement availability depends on the loan type and digital channel. SBI WhatsApp Banking currently lists loan-account statement services.
A loan statement is different from a loan-interest certificate or closure certificate.
Fixed Deposit or Term Deposit
Deposit-account statement, deposit details, e-receipt or interest certificate may be shown as separate options.
Select the document that matches the purpose for which it is required.
Overdraft or Cash Credit Account
Business and eligible account holders should use the applicable business or corporate banking service assigned to the account.
Pension Account
A pension-account bank statement records transactions in the bank account. It is different from an SBI pension slip or pensioner Form 16.
How to Read an SBI Account Statement
| Field | General meaning |
|---|---|
| Transaction Date | Date on which the transaction was recorded or initiated |
| Value Date | Date used for applying value, interest or settlement treatment |
| Description or Narration | Text identifying the transaction type, reference or counterparty |
| Reference Number | Unique or channel-specific transaction reference |
| Debit | Amount deducted from the account |
| Credit | Amount added to the account |
| Balance | Account balance recorded after the transaction |
Review the complete line rather than relying only on a shortened narration.
Understanding SBI Transaction Narration
Statement narration can contain abbreviations identifying the transaction channel or payment system.
Examples may relate to:
- UPI
- NEFT
- RTGS
- IMPS
- ATM withdrawal
- POS card transaction
- Online card transaction
- Cheque clearing
- Cash deposit
- Interest credit
- Bank charge
- Standing instruction
- Auto-debit or mandate
The narration format may include a transaction reference, merchant name, UPI ID, cheque number or abbreviated description.
When a narration is unclear, compare the date and amount with SMS alerts, UPI history, card activity or payment receipts.
Opening Balance, Closing Balance and Available Balance
Opening Balance
The balance recorded at the beginning of the selected statement period.
Closing Balance
The balance after the final transaction included in the statement period.
Available Balance
The amount currently available for use after considering applicable holds, liens or restrictions.
The closing balance on an older statement and the current available balance may not be the same.
Differences may result from:
- Transactions completed after the statement end date
- Pending card authorisations
- Account lien or hold
- Cheque collection
- MOD sweep activity
- Scheduled charges
- Uncleared funds
When Is a Branch-Stamped SBI Statement Required?
A downloaded statement may be sufficient for personal records and many routine applications.
However, an organisation may specifically ask for:
- A bank-stamped statement
- A branch-signed statement
- A certified statement
- A statement printed on official bank stationery
- A statement for a period not available digitally
When the recipient specifically requires certification, contact an SBI branch rather than adding a stamp or signature yourself.
Ask the receiving organisation what format, date range and certification it requires before visiting the branch.
How to Obtain an Older SBI Account Statement
First check the date-range options available in SBI Net Banking.
If the required period is not displayed:
- Check previously received monthly or quarterly e-Statements.
- Search the registered email account.
- Check whether another period option is available in Net Banking.
- Contact the SBI branch maintaining the account.
- Specify the exact start and end dates.
- Ask about the applicable processing time and charges, if any.
Availability of very old transaction records through a digital channel can depend on the account and current SBI system.
Do not submit repeated online requests when the portal has already generated a pending statement request.
What to Do If a Transaction Is Missing or Incorrect
Recent Transaction Is Missing
A recently completed payment may take time to appear in a downloaded statement or may have a different value date.
Check:
- Transaction status in YONO or Net Banking
- UPI or card application history
- SMS confirmation
- Reference number
- Whether the transaction is pending or reversed
Debit Appears Twice
Check whether one debit was reversed later. Review the statement for a matching credit or reversal entry.
Cash Deposit Is Not Shown
Keep the deposit receipt and contact the branch or machine-support channel when the transaction remains missing.
Unknown Debit Appears
Do not wait for another transaction. Report the unauthorised debit immediately through an official SBI channel.
Amount or Narration Is Incorrect
Note the transaction date, amount and reference number. Contact SBI with the supporting receipt or payment record.
Common SBI Statement Problems and Solutions
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| Check the registered email, PDF password, statement period and transaction status when an SBI statement request does not work. |
| Problem | What to check |
|---|---|
| Statement option missing in YONO | Update YONO, open the selected account and check Transactions, Account Activity or Statement. |
| Required date range is unavailable | Try SBI Net Banking or request the older period through an SBI branch. |
| SBI Quick SMS rejected | Check registration, SMS format, account number, destination number and registered mobile. |
| Statement email not received | Check the registered email, spam folder, mailbox storage and request confirmation. |
| PDF password rejected | For SBI Quick, use the same 4-digit code entered in the ESTMT SMS. |
| WhatsApp statement download fails | Re-authenticate through the verified official SBI WhatsApp profile and try again. |
| Wrong account selected | Review the masked account number before downloading. |
| Downloaded file is blank or damaged | Download it again using a stable connection and an updated browser or PDF reader. |
| Transactions exceed the online display limit | Use the download or pending-statement option displayed by the portal. |
| Downloaded statement is not accepted | Ask whether the receiving organisation requires a branch-stamped or certified statement. |
SBI Account Statement Security Tips
- Use only official SBI websites and applications.
- Verify the official badge on SBI WhatsApp Banking.
- Never share an OTP, MPIN, UPI PIN or Internet Banking password.
- Do not send the complete statement to an unknown person.
- Hide unrelated transactions before sharing only when alteration is permitted by the recipient.
- Do not modify a statement and present it as an original bank record.
- Store statements in a password-protected device or secure folder.
- Delete downloaded statements from a public or shared computer.
- Do not upload statements to unknown PDF-unlocking websites.
- Review the recipient’s email address before sending a statement.
- Report unknown debit entries immediately.
Official SBI Assistance
Current SBI Contact Centre numbers include:
- 1800 1234
- 1800 2100
- 1800 11 2211
- 1800 425 3800
- 080-26599990
Official Contact Centre:
For verified SBI portal addresses, read: SBI Official Websites List .
When reporting a statement problem, provide:
- Account type
- Required statement period
- Channel used
- Date and approximate time of the request
- Error message
- Transaction reference where applicable
Never provide the Internet Banking password, OTP, ATM PIN, UPI PIN, MPIN or card CVV in a support email.
Frequently Asked Questions
How can I download my SBI account statement online?
Login to SBI Net Banking, open My Accounts and Profile, select Account Statement, choose the account and statement period, and use the available view, print or download option.
Can I download an SBI statement through YONO?
Open the eligible account in YONO and check Transactions, Account Activity or Statement. Available download options can vary with the current app version.
What is the SBI e-Statement SMS format?
Send ESTMT AccountNumber 4DigitCode from the registered mobile number.
What is the current SBI Quick statement number?
The current official SBI Quick page lists +91 72089 33145 for the ESTMT request.
What statement period is available through SBI Quick?
SBI Quick provides the last six months of the specified Savings Bank account statement.
Where will the SBI Quick statement be sent?
It will be sent as a password-protected PDF to the email address registered with SBI.
What is the password for the SBI Quick statement PDF?
Use the same 4-digit code that you entered at the end of the ESTMT SMS.
What should I do if I forgot the 4-digit statement code?
Submit a fresh statement request using a new 4-digit code.
Can I get an SBI statement through WhatsApp?
Yes. Send Hi to the official SBI WhatsApp Banking number, complete OTP authentication and select the account-statement service.
What is the official SBI WhatsApp Banking number?
The official number is +91 90226 90226.
Can WhatsApp Banking provide a loan-account statement?
SBI currently lists both deposit-account and loan-account statement services through WhatsApp Banking.
Can I request an account statement by phone?
Call 1800 1234, select Account Balance and Statement, and follow the IVR option for Account Statement.
Where will the Contact Centre send the statement?
It will be sent to the email address registered with the Bank.
Is the SBI monthly or quarterly e-Statement service free?
Yes. SBI states that its periodic e-Statement service is free of cost.
How do I change my registered email address?
Login to SBI Internet Banking, open Profile and use the available email-address update facility. Branch assistance may be required when the digital option is unavailable.
Can I download an SBI statement in Excel format?
SBI Net Banking may provide Excel or spreadsheet download options in addition to PDF, view and print options.
Can I obtain a current-account statement?
Use the applicable Internet Banking, YONO Business, WhatsApp or branch service assigned to the current account.
Is an SBI account statement the same as a mini statement?
No. A mini statement shows only a limited number of recent transactions, while an account statement covers a selected period.
Is a bank statement the same as a passbook?
No. Both record account transactions, but a statement is generated digitally or by the Bank for a selected period, while passbook entries are physically updated.
Why is my SBI statement PDF not opening?
Check the correct password, download the attachment again and use an updated PDF reader. For SBI Quick, enter the 4-digit code used in the SMS.
Can I use a downloaded statement for official work?
It depends on the receiving organisation. Ask whether it accepts a downloaded statement or requires a branch-stamped or certified copy.
How can I obtain an older SBI statement?
Check the available Net Banking date range and previously emailed statements. Contact the SBI branch when the required older period is unavailable digitally.
What should I do if an unknown debit appears?
Report the transaction immediately through an official SBI channel and secure the affected banking or card access.
Can SBI customer care ask for my OTP or password?
Never disclose an OTP, Internet Banking password, Profile Password, MPIN, UPI PIN, ATM PIN or CVV to anyone.
Official Sources Checked
- SBI Quick Missed-Call and SMS Banking
- SBI Periodic e-Statement
- SBI WhatsApp Banking
- SBI Contact Centre
- SBI Internet Banking Gateway
- Official YONO SBI Information
Final Summary
SBI customers can obtain account statements through YONO SBI, SBI Net Banking, SBI Quick SMS, WhatsApp Banking, Contact Centre, periodic email e-Statement or an SBI branch.
For a custom statement period, login to SBI Net Banking, open Account Statement, select the required account and period, and use the available view, print or download option.
For a six-month Savings Bank account statement, send ESTMT AccountNumber 4DigitCode from the registered mobile number to +91 72089 33145. The four-digit code becomes the password of the PDF sent to the registered email address.
For WhatsApp Banking, send Hi to +91 90226 90226, complete OTP authentication and select Account Statement.
For Contact Centre delivery, call 1800 1234, select Account Balance and Statement, and then choose Account Statement. The document will be sent to the registered email address.
Never share a bank statement, OTP, PIN, password or card information with an unknown person.